I’m Steve Neal Jr., and I’m living proof that where you start doesn’t have to dictate where you end up.
I came up in the streets of Oakland, California — a place where every day felt like a fight just to stay afloat. Home wasn’t a safe place. My parents were caught up in addiction, there was no real guidance, and nobody was teaching me about money, credit, or financial literacy. I was starting life in a hole, and the odds were stacked so high it felt like the game was rigged from the start.
But I made a decision early on — I wasn’t going to be another statistic. Every setback, every rejection, every closed door became fuel for my grind. I studied, I hustled, and I educated myself on the things no one around me was talking about: how to rebuild credit, how to grow wealth, and how to open doors that had always been shut in my face. I learned that credit and financial literacy aren’t just about numbers — they’re about freedom, options, and breaking the cycles that keep families stuck for generations.
Today, as President of Futuristic Tech Education and Consulting, I’m here to pass that game on. I know the weight of debt, the sting of constant denials, and the hopeless feeling of having no way out — because I lived it. But I also know the rush of turning it all around: getting that approval, closing on a home, and finally breathing without that financial pressure on your chest.
This isn’t just business in my eyes — this is my purpose. I climbed out of the trenches and built something real. Now I’m here to help you do the same.
Your past is not your prison. Your future is your move. Let’s make it happen.